Payments Without Limits
Redefine the future of payments and explore how technology can make transactions smarter, faster, and more inclusive. Key areas of focus include invisible and embedded payments, open banking innovation, data-driven insights, and sustainable finance. With payments as a catalyst for business, social impact, and global inclusion, the opportunities to reshape the financial landscape are limitless.
POWERED BY
This category challenges participants to rethink payments not just as a step in a purchase, but as a key enabler of business, innovation, and social progress. Digital payments should be seamlessly integrated into digital solutions, connecting people, businesses, and platforms through speed, security, and intelligent integration. More than transactions, they are the foundation that powers global commerce, drives financial inclusion, and promotes sustainability. Every payment generates valuable data, from merchant profiles to transaction times and consumer behavior, with the potential to go far beyond individual businesses, fueling new services, smarter cities, and data-driven solutions that benefit society as a whole. Participants are invited to explore how payments can become the invisible force behind more inclusive, responsible, and connected digital economies, where every transaction creates not just value, but impact.
POWERBANK
Running low on ideas but excited about the endless possibilities in construction innovation? Tap into this category's "power bank" for a surge of creativity! Create cross-industry digital solutions that encourage healthy habits in an integrated way, positively impacting consumers and communities. Foster a sustainable and innovative digital ecosystem. Integrate technologies such as artificial intelligence, IoT and data analysis to personalise experiences and services.
Powerbank of Ideas
Invisible & Next-Gen Payment Experiences - Imagine a world without checkouts, where transactions happen silently in the background. Powered by IoT devices, in-app automation, wearables, voice assistants, and biometric authentication, technology turns payments into truly invisible and secure experiences. Customers simply use and go, no friction, no waiting, no interruptions, enjoying a smoother, smarter, and more trustworthy way to pay.
(Code - U1)
Healthy Lifestyle Reward System - A reward app that incentivizes users to adopt healthy habits by offering discounts across diverse stores/ platforms.
(Code - U2)
Digital Detox and Wellness Companion - A personalized digital assistant that balances screen time with mental and physical wellness activities, offering sustainable and healthy alternatives to digital overuse.
(Code - U3)
Sustainable and Ethical Services - Develop models that optimize logistics and reduce environmental footprints, while promoting responsible financial behavior, from tracking and offsetting carbon emissions to enabling green investments and ESG-linked rewards that empower both consumers and businesses to make more sustainable choices.
(Code - U4)
Global Inclusion & Open Banking Innovation - Design solutions that break financial barriers, supporting multiple currencies, payment methods, and banking systems to ensure true accessibility for everyone. Build on open banking principles by connecting financial institutions through secure APIs, enabling personalized budgeting, credit comparison, and seamless multi-account management, empowering users to take full control of their financial lives, anywhere in the world.
(Code - U5)
Omnichannel and Embedded Finance - Create unified payment ecosystems that connect online and offline experiences, offering customers a truly seamless journey. At the same time, empower small and medium-sized enterprises with embedded finance solutions that integrate payments, invoicing, and financing directly into their digital operations, making it easier than ever to manage and grow their businesses.
(Code - U6)
